Real Estate
Notarize a Settlement Statement Online — 24/7
A detailed accounting of all charges and credits in a real estate transaction, also known as a HUD-1 or Closing Disclosure. It itemizes every fee, tax, and adjustment involved in the purchase or refinance of a property.
Buyers and sellers in every real estate transaction need a settlement statement. Lenders, title companies, and real estate attorneys use it to verify that all financial aspects of the deal are accurately documented.
Pay-as-you-go notarization for settlement statement.
Pro subscribers save 20% on all services.
Higher tiers save up to 60%.
AI document scan free. No credit card required.
More than just notarization.
AI Scans First
Catches risks before you sign. 320+ risk types detected automatically.
E-Sign Built In
Legally binding signatures. ESIGN Act compliant. $5/envelope (FREE on Pro+).
24/7 Notaries
No appointment needed. Live notary on video in minutes.
Apostille + Ship
We handle Secretary of State submission + FedEx/UPS/USPS.
189 Languages
Translate your document before or after notarization.
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What our AI extracts from your settlement statement.
Upload your document. AI reads every page in ninety seconds and extracts these fields with page-level citations.
Buyer and seller credit/debit totals
Prorated tax and insurance adjustments
Lender fees and third-party charges
Real estate commission breakdown
Cash due from borrower at closing
Title and escrow fee itemization
Risks we catch on settlement statement documents.
Mathematical errors in credit and debit columns
Discrepancies between settlement statement and loan estimate
Missing or duplicated fee line items
Proration calculation errors for taxes and insurance
Settlement Statement — upload to notarized.
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Upload your settlement statement.
AI Scans
Ninety seconds. Full extraction.
Review
Check extracted data + risk flags.
Sign
E-signature. Legally binding.
Notarize
Live notary on video. 24/7.
Done
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Sessions conducted in English. An interpreter may participate to assist non-English-speaking signers where state law permits. Need your document in another language? ClosingIQ translates documents in 189 languages before or after notarization.
Settlement Statement questions answered.
What is the difference between a HUD-1 and a Closing Disclosure?
The HUD-1 was replaced by the Closing Disclosure for most residential transactions after 2015. Some commercial transactions and reverse mortgages still use the HUD-1. Our AI handles both formats.
How does AI verify my settlement statement?
Our AI performs line-by-line mathematical verification, checks proration calculations, compares figures against the loan estimate, and flags any unusual or duplicated charges.
Can errors on the settlement statement delay my closing?
Yes, errors can cause significant delays. ClosingIQ's AI pre-scan catches errors before the signing appointment so corrections can be made in advance.
Who prepares the settlement statement?
The title company or closing attorney typically prepares the settlement statement based on information from the lender, real estate agents, and other parties involved in the transaction.
Do I receive a copy of the settlement statement before closing?
Federal law requires you to receive the Closing Disclosure at least three business days before closing. Our system tracks this timeline and alerts you if the deadline is at risk.
Ready to notarize your settlement statement?
Upload it now. AI scans in ninety seconds. Notarize twenty-four seven. First AI scan free.