Real Estate
Notarize a Refinance Package Online — 24/7
A set of documents required when replacing an existing mortgage with a new loan, typically to secure a lower interest rate or change loan terms. Refinance packages include payoff statements, new loan documents, and right-of-rescission notices.
Homeowners looking to lower their monthly payments, switch from an adjustable to fixed rate, or access home equity through a cash-out refinance. Real estate investors frequently refinance to pull equity from rental properties.
Pay-as-you-go notarization for refinance package.
Pro subscribers save 20% on all services.
Higher tiers save up to 60%.
AI document scan free. No credit card required.
More than just notarization.
AI Scans First
Catches risks before you sign. 320+ risk types detected automatically.
E-Sign Built In
Legally binding signatures. ESIGN Act compliant. $5/envelope (FREE on Pro+).
24/7 Notaries
No appointment needed. Live notary on video in minutes.
Apostille + Ship
We handle Secretary of State submission + FedEx/UPS/USPS.
189 Languages
Translate your document before or after notarization.
Embedded Signing
Sign inside our platform. Never leave ClosingIQ.
What our AI extracts from your refinance package.
Upload your document. AI reads every page in ninety seconds and extracts these fields with page-level citations.
Current loan payoff amount and lender
New loan terms and interest rate
Cash-out amount if applicable
Right of rescission expiration date
Borrower identity and property details
Title insurance commitment number
Risks we catch on refinance package documents.
Payoff amount discrepancies between old and new lender statements
Rescission period calculation errors
Missing required federal disclosure documents
Interest rate or APR inconsistencies across documents
Refinance Package — upload to notarized.
Upload
Upload your refinance package.
AI Scans
Ninety seconds. Full extraction.
Review
Check extracted data + risk flags.
Sign
E-signature. Legally binding.
Notarize
Live notary on video. 24/7.
Done
Download your notarized doc.
Sessions conducted in English. An interpreter may participate to assist non-English-speaking signers where state law permits. Need your document in another language? ClosingIQ translates documents in 189 languages before or after notarization.
Refinance Package questions answered.
What is the right of rescission on a refinance?
The right of rescission gives you three business days after signing to cancel the refinance without penalty. Our AI tracks this window and ensures the proper notices are included in your package.
How is a refinance signing different from a purchase signing?
Refinance packages are typically smaller (80-120 pages) and include a right of rescission period. There is no transfer of ownership, so deed documents are not usually included.
Can I refinance with ClosingIQ if I live out of state?
Yes, our Remote Online Notarization service allows you to complete your refinance signing from anywhere, as long as your state and lender permit RON.
How does AI help with my refinance signing?
Our AI pre-scans your entire refinance package, verifies all figures match between documents, flags any missing signatures, and ensures your right of rescission dates are correctly calculated.
What if my refinance package has errors from the lender?
ClosingIQ's AI catches errors before you sign. We immediately notify the lender or title company so corrected documents can be issued, preventing costly delays in your closing.
Ready to notarize your refinance package?
Upload it now. AI scans in ninety seconds. Notarize twenty-four seven. First AI scan free.