Real Estate
Notarize a Mortgage Online β 24/7
A legal instrument that pledges real property as security for a loan. The mortgage document creates a lien on the property and outlines the terms under which the lender can foreclose if the borrower defaults on their obligations.
Homebuyers taking out a loan to purchase property, refinancing borrowers executing new mortgage documents, and commercial real estate investors securing financing. Lenders require notarized mortgages before recording and funding.
Pay-as-you-go notarization for mortgage.
Pro subscribers save 20% on all services.
Higher tiers save up to 60%.
AI document scan free. No credit card required.
More than just notarization.
AI Scans First
Catches risks before you sign. 320+ risk types detected automatically.
E-Sign Built In
Legally binding signatures. ESIGN Act compliant. $5/envelope (FREE on Pro+).
24/7 Notaries
No appointment needed. Live notary on video in minutes.
Apostille + Ship
We handle Secretary of State submission + FedEx/UPS/USPS.
189 Languages
Translate your document before or after notarization.
Embedded Signing
Sign inside our platform. Never leave ClosingIQ.
What our AI extracts from your mortgage.
Upload your document. AI reads every page in ninety seconds and extracts these fields with page-level citations.
Borrower and lender information
Property address and legal description
Loan amount and maturity date
Default and acceleration clauses
Prepayment penalty terms
Recording jurisdiction requirements
Risks we catch on mortgage documents.
Inconsistencies between mortgage and promissory note terms
Missing state-required mortgage language or riders
Property description mismatches with title documents
Incorrect or missing borrower signatures
Mortgage β upload to notarized.
Upload
Upload your mortgage.
AI Scans
Ninety seconds. Full extraction.
Review
Check extracted data + risk flags.
Sign
E-signature. Legally binding.
Notarize
Live notary on video. 24/7.
Done
Download your notarized doc.
Sessions conducted in English. An interpreter may participate to assist non-English-speaking signers where state law permits. Need your document in another language? ClosingIQ translates documents in 189 languages before or after notarization.
Mortgage questions answered.
What is the difference between a mortgage and a deed of trust?
A mortgage involves two parties (borrower and lender), while a deed of trust involves three (borrower, lender, and trustee). The type used depends on your state. Our AI applies the correct format for your jurisdiction.
Does the mortgage need to be recorded?
Yes, the mortgage must be recorded with the county to create a valid lien. ClosingIQ ensures the document meets all recording requirements for your county.
What riders might be attached to my mortgage?
Common riders include adjustable rate, condominium, planned unit development, and second home riders. Our AI verifies all applicable riders are included and properly executed.
Can ClosingIQ notarize a second mortgage?
Yes, we handle first mortgages, second mortgages, HELOCs, and all types of secured lending documents with the same AI-powered verification process.
How does AI improve mortgage notarization accuracy?
Our AI cross-references the mortgage with the promissory note, closing disclosure, and title documents to ensure all terms, amounts, and legal descriptions are consistent across the entire package.
Ready to notarize your mortgage?
Upload it now. AI scans in ninety seconds. Notarize twenty-four seven. First AI scan free.