Financial
Notarize a Loan Agreement Online — 24/7
A formal contract between a lender and borrower that specifies the terms of a loan including the principal amount, interest rate, repayment schedule, and default provisions. Loan agreements are commonly notarized to establish enforceability and protect both parties.
Business owners securing financing, individuals lending money to family or friends who want formal documentation, real estate investors using private or hard money loans, and small businesses establishing credit facilities.
Pay-as-you-go notarization for loan agreement.
Pro subscribers save 20% on all services.
Higher tiers save up to 60%.
AI document scan free. No credit card required.
More than just notarization.
AI Scans First
Catches risks before you sign. 320+ risk types detected automatically.
E-Sign Built In
Legally binding signatures. ESIGN Act compliant. $5/envelope (FREE on Pro+).
24/7 Notaries
No appointment needed. Live notary on video in minutes.
Apostille + Ship
We handle Secretary of State submission + FedEx/UPS/USPS.
189 Languages
Translate your document before or after notarization.
Embedded Signing
Sign inside our platform. Never leave ClosingIQ.
What our AI extracts from your loan agreement.
Upload your document. AI reads every page in ninety seconds and extracts these fields with page-level citations.
Lender and borrower identification
Principal amount and disbursement terms
Interest rate and calculation method
Repayment schedule and maturity date
Default events and acceleration clauses
Collateral description if secured
Risks we catch on loan agreement documents.
Interest rate calculations that violate usury laws
Missing or incomplete default provisions
Ambiguous collateral descriptions for secured loans
Inconsistencies between loan terms and amortization schedule
Loan Agreement — upload to notarized.
Upload
Upload your loan agreement.
AI Scans
Ninety seconds. Full extraction.
Review
Check extracted data + risk flags.
Sign
E-signature. Legally binding.
Notarize
Live notary on video. 24/7.
Done
Download your notarized doc.
Sessions conducted in English. An interpreter may participate to assist non-English-speaking signers where state law permits. Need your document in another language? ClosingIQ translates documents in 189 languages before or after notarization.
Loan Agreement questions answered.
Why should a loan agreement be notarized?
Notarization proves both parties signed voluntarily and understood the terms. It makes the agreement significantly easier to enforce in court if a dispute arises.
Does ClosingIQ check for usury law violations?
Yes, our AI checks interest rates against state usury laws and flags rates that may exceed legal limits, protecting both lenders and borrowers.
Can I notarize a personal loan between individuals?
Absolutely. Personal loans between family members or friends should be documented and notarized to avoid misunderstandings and establish clear terms.
What makes a loan agreement legally binding?
A valid loan agreement requires clear identification of parties, specified terms, mutual assent, and consideration. Notarization adds a layer of authentication that courts recognize.
How does AI help with loan agreement notarization?
Our AI verifies the math on repayment schedules, checks interest rate compliance, ensures all required provisions are included, and flags any ambiguous terms before signing.
Ready to notarize your loan agreement?
Upload it now. AI scans in ninety seconds. Notarize twenty-four seven. First AI scan free.