AI Document Scanner
Scan Your Refinance Package with AI
A set of documents required when replacing an existing mortgage with a new loan, typically to secure a lower interest rate or change loan terms. Refinance packages include payoff statements, new loan documents, and right-of-rescission notices.
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Who needs this: Homeowners looking to lower their monthly payments, switch from an adjustable to fixed rate, or access home equity through a cash-out refinance. Real estate investors frequently refinance to pull equity from rental properties.
Refinance Package scanning questions.
What is the right of rescission on a refinance?
The right of rescission gives you three business days after signing to cancel the refinance without penalty. Our AI tracks this window and ensures the proper notices are included in your package.
How is a refinance signing different from a purchase signing?
Refinance packages are typically smaller (80-120 pages) and include a right of rescission period. There is no transfer of ownership, so deed documents are not usually included.
Can I refinance with ClosingIQ if I live out of state?
Yes, our Remote Online Notarization service allows you to complete your refinance signing from anywhere, as long as your state and lender permit RON.
How does AI help with my refinance signing?
Our AI pre-scans your entire refinance package, verifies all figures match between documents, flags any missing signatures, and ensures your right of rescission dates are correctly calculated.
What if my refinance package has errors from the lender?
ClosingIQ's AI catches errors before you sign. We immediately notify the lender or title company so corrected documents can be issued, preventing costly delays in your closing.
Scan your refinance package now.
AI reads every page in 90 seconds. First scan free.