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E-Sign Document

E-Sign Your Refinance Package

A set of documents required when replacing an existing mortgage with a new loan, typically to secure a lower interest rate or change loan terms. Refinance packages include payoff statements, new loan documents, and right-of-rescission notices. Send it for electronic signature with ClosingIQ β€” ESIGN Act + UETA compliant, X.509 digital certificate, $5 per envelope.

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AI-Powered

What AI extracts from this document.

Current loan payoff amount and lender
New loan terms and interest rate
Cash-out amount if applicable
Right of rescission expiration date
Borrower identity and property details
Title insurance commitment number

E-Sign Only

$8

Per envelope

Scan + E-Sign

$23

AI scan + signature

Full Bundle

$133

Scan + sign + notarize

FAQ

Refinance Package e-signature questions.

What is the right of rescission on a refinance?

The right of rescission gives you three business days after signing to cancel the refinance without penalty. Our AI tracks this window and ensures the proper notices are included in your package.

How is a refinance signing different from a purchase signing?

Refinance packages are typically smaller (80-120 pages) and include a right of rescission period. There is no transfer of ownership, so deed documents are not usually included.

Can I refinance with ClosingIQ if I live out of state?

Yes, our Remote Online Notarization service allows you to complete your refinance signing from anywhere, as long as your state and lender permit RON.

How does AI help with my refinance signing?

Our AI pre-scans your entire refinance package, verifies all figures match between documents, flags any missing signatures, and ensures your right of rescission dates are correctly calculated.

What if my refinance package has errors from the lender?

ClosingIQ's AI catches errors before you sign. We immediately notify the lender or title company so corrected documents can be issued, preventing costly delays in your closing.

Ready to e-sign your refinance package?

$5 per envelope. First AI scan free. ESIGN Act compliant.

Try freeSee pricing

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