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E-Sign Document

E-Sign Your Settlement Statement

A detailed accounting of all charges and credits in a real estate transaction, also known as a HUD-1 or Closing Disclosure. It itemizes every fee, tax, and adjustment involved in the purchase or refinance of a property. Send it for electronic signature with ClosingIQ β€” ESIGN Act + UETA compliant, X.509 digital certificate, $5 per envelope.

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AI-Powered

What AI extracts from this document.

Buyer and seller credit/debit totals
Prorated tax and insurance adjustments
Lender fees and third-party charges
Real estate commission breakdown
Cash due from borrower at closing
Title and escrow fee itemization

E-Sign Only

$8

Per envelope

Scan + E-Sign

$23

AI scan + signature

Full Bundle

$73

Scan + sign + notarize

FAQ

Settlement Statement e-signature questions.

What is the difference between a HUD-1 and a Closing Disclosure?

The HUD-1 was replaced by the Closing Disclosure for most residential transactions after 2015. Some commercial transactions and reverse mortgages still use the HUD-1. Our AI handles both formats.

How does AI verify my settlement statement?

Our AI performs line-by-line mathematical verification, checks proration calculations, compares figures against the loan estimate, and flags any unusual or duplicated charges.

Can errors on the settlement statement delay my closing?

Yes, errors can cause significant delays. ClosingIQ's AI pre-scan catches errors before the signing appointment so corrections can be made in advance.

Who prepares the settlement statement?

The title company or closing attorney typically prepares the settlement statement based on information from the lender, real estate agents, and other parties involved in the transaction.

Do I receive a copy of the settlement statement before closing?

Federal law requires you to receive the Closing Disclosure at least three business days before closing. Our system tracks this timeline and alerts you if the deadline is at risk.

Ready to e-sign your settlement statement?

$5 per envelope. First AI scan free. ESIGN Act compliant.

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