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Scan Your Title Commitment with AI
A document issued by a title company that outlines the conditions under which a title insurance policy will be issued. It includes a property's ownership history, existing liens, encumbrances, and requirements that must be met before closing.
Data extracted from your title commitment.
Risks detected in your title commitment.
Who needs this: Real estate buyers, sellers, and their attorneys who need to verify clear title before closing. Title companies issue these commitments, and lenders require them before approving mortgage funding.
Title Commitment scanning questions.
What is a title commitment?
A title commitment is a promise from a title company to issue a title insurance policy once certain conditions are met. It reveals any issues with the property's title that need to be resolved before closing.
Why does a title commitment need notarization?
While the commitment itself may not always require notarization, related affidavits and clearance documents often do. ClosingIQ handles the full package of title-related documents.
What does AI detect in a title commitment?
Our AI identifies unresolved liens, tax obligations, judgment records, and any discrepancies between the commitment details and other closing documents, ensuring nothing is missed before closing.
How long is a title commitment valid?
Title commitments typically have an effective date and may expire after 60-180 days depending on the title company. Our AI flags commitments that are nearing expiration.
What are title exceptions?
Exceptions are items the title insurance policy will not cover, such as easements, covenants, or existing encumbrances. Our AI highlights these so you can review them before closing.
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