Yes, electronic signatures are legally binding under the federal ESIGN Act. Learn when e-signatures work, exceptions, and how to sign documents online.
Electronic signatures are legally binding in the United States under two federal/uniform laws:
For an electronic signature to be legally enforceable:
Certain documents still require wet ink or notarization:
Many documents need both an electronic signature AND notarization. ClosingIQ handles both in one session — sign electronically, then notarize with a live notary on video.
Not exactly. An electronic signature is any electronic indication of intent to sign. A digital signature is a specific type that uses cryptographic technology for additional security.
Yes. Real estate transactions commonly use e-signatures for purchase agreements, disclosures, and some closing documents. Certain documents like deeds may require notarization in addition.
ClosingIQ maintains a complete audit trail including timestamps, IP addresses, email confirmations, and browser information. This evidence is admissible in court.
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